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Upward Personal Loan: A Guide to Applying Online

Receiving a bank loan is a lengthy process that sometimes seems never-ending. Discussions, inquiries, and lengthy documentation are just a few of the procedures you must go through in order to get approved for a loan. That is the reason why Upward made use of technology to alter the procedure by which you borrow money.

You have the chance to get the money you need at your fingertips. These funds are intended for personal purposes such as remodelling your home, holiday spending, home furnishing, weddings, and so on. Specifically, Upward provides customisable repayment periods with no collateral requirements for all individual borrowers. There’s no need to go through dozens of personal loan companies when Upward will manage it all for you.

Personal Loan Highlights
Interest Rate18% p.a. onwards
Loan AmountUp to Rs 5 Lakhs
TenureUp to 3 years
Minimum Monthly SalaryRs 20,000
Processing Fee2%

Features and Advantages of Upward Personal Loan

  1. Affordable Interest Rates
  2. Flexible Repayment Tenures
  3. Safe & Trustworthy Digital Application Process
  4. Superfast Processing
  5. Minimal Documentation
  6. Zero Collateral
  7. No Co-applicant Required
  8. Part Payment Not Allowed
  9. If anyone is already a customer, they will get special deals.
  10. If you are a pre-approved client of, you might enjoy faster processing as well as a variety of advantages and additional benefits.

Eligibility Requirements for a Upward Personal Loan

For speedy loan approval and disbursement, you must meet the specific Personal Loan standards:

  1. The CIBIL score must be 650+ or higher.
  2. Should be an Indian citizen.
  3. Should be at least 21 years old and no older than 55 years old at the end of the loan’s term.
  4. You have to be a salaried employee.
  5. You should have an absolute minimum income of Rs. 20,000.
  6. Must work for a private, public, or multinational corporation.

Required Documents for Upward Personal Loan

  1. KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
  2. Last 3 month Salary Slip
  3. Last 6 month Bank Statement in PDF
  4. Form 16 of last 2 year
  5. Rent Agreement if rented or Utility Bill if residence is owned
  6. Sanction Letter of all current running loan if any
  7. Office ID Card or Official EMAIL ID if any

How to apply for an Upward Fintech Personal Loan Online

You can Directly apply through Upward’s official Portal

Otherwise if you want to avoid a complicated lengthy process, you can apply through Refer Loan’s Website.

Check Here How to apply through Refer Loan


1) Once you’ve finished reviewing the details, charges, and necessary documentation for personal loans, confirm eligibility.

2) You’ll be taken to the application page. Enter the basic information requested.

3) Select Eligible Offers to see offers that are accessible to you based on what you’re eligible for.

4) Select Next.

5) An OTP will be sent to your mobile device. For authentication, input this OTP.

6) Send in your application.


Upward Fintech is an RBI-registered NBFC that provides low-interest loans to customers. Their application procedure is straightforward and user-friendly. Upward Fintech provides a simple loan application system. They have a minimal paperwork process, which implies that Upward does not require anything in person from those applying other than the KYC documents. The funding will be processed in a matter of hours.

Receiving immediate personal loans to pay off debts, medical costs, honeymoon costs, mobile purchases, and other spending can be extremely beneficial to many people. As a result, professionals in India are now submitting applications for Upward’s personal loans with the goal of speedy loans with minimal verification and conditions!

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