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Top Education Loan Providers in India for International Studies

The different types of courses that students enroll in, as well as the school that they attend, are both heavily influential when seeking funding for foreign education. Taking an education loan is the best option to pay for overseas studies.

Banks in India provide a range of programs according to the institution picked and the length of study. The majority of student /Education loan programs include various repayment options, allowing borrowers to make sound financial decisions.

Education loans are available to anybody between the age of 18 and 35 years who wishes to study at any accredited university overseas.

Best Banks to Avail Education Loan

There are some banks that provide Education loans for International Studies and ReferLoan helps you with that.

Why choose ReferLoan for Education Loan?

ReferLoan is a trusted fintech company tied up with various Banks and NBFCs and the benefits are as follows:

IDFC First Bank

No paperwork, seamless loan processing.

Interest Rates

8.5%* p.a Onwards

Maximum Loan Amounts

Loan Tenure

Maximum 15 Years

HDFC Credila

Interest Rates

11% p.a. Onwards

Maximum Loan Amount

Loan tenure

Maximum up to 10 Years


Quick Disbursement from ReferLoan within 72 Hours

Interest Rates

9.5% p.a. Onwards

Maximum Loan Amount

Loan tenure

Maximum up to 10 Years


Get the Loan approval within 10 minutes from ReferLoan.

Interest Rates

7.30% p.a. Onwards

Maximum Loan Amount

Loan tenure

Flexible Tenure


Some basic documents are required for an education loan and are as follows:

  • Liabilities and assets of all the borrowers.
  • Proof of identity.
  • Proof of address.
  • Income Tax Returns that are less than 2 years old.
  • Passport-size photographs (two).
  • Foreign exchange permit.
  • The letter confirms the scholarship.
  • Course expenses.
  • Admission proof.
  • Relevant mark sheets

Basically, the ROI for an Education loan is higher but ReferLoan will help you get the least ROI starting at @7.30% 

No problem at all, with ReferLoan you can easily get an education loan without any hassle. Get a minimum loan of Rs.5000 to a maximum of up to Rs.1 Cr of the loan amount.

ReferLoan is one of the best places to get an Education loan for many reasons

  • Lowest ROI
  • Huge Loan amount
  • Fast Disbursal

There are many Banks and NBFCs out there to provide the Lowest ROI rate of Interest but ReferLoan will help you find that and help disburse the loan amount within 72 hrs.

  • Collateral free loan
  • Covers traveling to studying to coming back to India in the same loan amount.
  • Insurance and many more.

An education loan or Student loan is specially designed for providing loan to students for their studies. The amount will be provided by Banks /NBFCs to the student and the student can repay the loan amount once they get a job.


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