Tata Capital, the Tata Group’s leading financial services organization, is assisting people in realising their ambitions by delivering streamlined and straightforward financial assistance. This one-stop financial services provider is well-known for meeting the different demands of the retail industry, corporate, and institutional consumers.
This NBFC, with its diverse range of services, offers a variety of financial offerings, including personal loans. Yes, whatever your personal financial requirements are, this organization, with its best personal loan services, meets them all.
Whether it’s a house remodelling, a family marriage ceremony, a foreign vacation, or an emergency with your health, this organization can meet all of your demands with its unrivalled personal loan perks. Tata Capital Personal Loan is an excellent option for borrowers opting for a personalized unsecured loan with few eligibility requirements. The loan is accessible for a 5-year term, with the ability to decide the repayment arrangement based on their financial status.
| Personal Loan Highlights | |
| Interest Rate | 10.50% p.a. onwards |
| Loan Amount | Up to Rs 25 Lakhs |
| Tenure | Up to 5 years |
| Minimum Monthly Salary | Rs 20,000 |
| Processing Fee | 1% – 3% |
Personal Loan Features and Advantages
- Tata Capital Personal Loan is an extremely adaptable financial product. You may get approved for up to a maximum of Rs. 25 lakh, depending on your requirements.
- Selected consumers can get pre-approved for instant personal loans within a few hours.
- A wide range of personal loan choices are offered, including overdraft protection.
- With a Tata Capital Personal Loan, you may consolidate your several EMIs into a single loan.
- There is no need for security. Enjoy the convenience of receiving a quick loan approval without putting up any collateral.
Tata Capital personal loan eligibility conditions
Tata Capital Personal Loan is designed to meet the needs of the user. To provide the greatest possible client experience, qualifying criteria should be simple to meet. Let’s go over the Tata Capital Personal Loan eligibility conditions quickly:
- Customers who are salaried or self-employed are eligible for a personal loan.
- Age range: 21 to 58 years
- Required on a monthly basis, fixed income: Rs 20,000
- At least three years of work experience are required.
- A credit score of at least 720 is required to obtain the lowest possible interest rate.
- Furthermore, the lender will consider a variety of parameters, including regular monthly earnings, age, type of employment, CIBIL score, professional background, and so on, before proposing the final rate of interest.
Documents Required To Apply For A Tata Capital Personal Loan
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
Based on the applicant’s particulars, Tata Capital may request extra documents. The list given has been provided for reference.
How to apply for a Tata Capital Personal Loan Online?
- Check out Tata Capital’s official portal and ask for a personal loan online by filling the application form.
- If you match the qualifying requirements, the NBFC will assign its relationship management team to contact your contact number and collect the required documentation.
- Tata Capital will verify your documents immediately after they have been submitted. The application procedure may also include a discussion with the lender about your interest in obtaining a loan from them for personal use.
- If you present all of the required paperwork and Tata Capital meets its standards, the loan amount will be processed and transferred to your banking account.
- You can also bring the necessary paperwork to the nearest Tata Capital Branch at your location.
How to apply for a personal loan through Refer Loan’s Website?
If you are looking for a seamless process to avoid the complicated and lengthy process, you can apply easily through Refer Loan’s website.
Visit : https://referloan.in/loans/tata-capital-personal-loan
1) Once you’ve finished reviewing the details, charges, and necessary documentation for Tata Capital’s personal loans, confirm eligibility.
2) You’ll be taken to the application page. Enter the basic information requested.
3) Select Eligible Offers to see Tata Capital’s offers that are accessible to you based on what you’re eligible for.
4) Select Next.
5) An OTP will be sent to your mobile device. For authentication, input this OTP.
6) Send in your application.
Conclusion
You may submit an application for a Tata Capital Personal Loan for a variety of objectives; there are no restrictions on end-use. You can get a loan for travel, educational expenses, house remodelling, weddings, large ticket purchases, and many other things.
Apply online if you are in need of a personal loan quickly and demand rapid approval. Whenever you apply for a personal loan online, the application gets reviewed promptly, and the loan is accepted and granted as soon as possible.