Are you finding yourselves putting off your plan for your summertime enjoyment of scuba diving in the Maldives with colleagues or a dream wedding due to the additional costs associated with it? Whatever your situation is, if you demand funds quickly, personal loans could end up being the best alternative for you.
By introducing customized deals for clients, the Standard Chartered bank has established a strong footing in India’s personal loan industry. When it involves personal loans, this bank meets all of your specific financial requirements, such as house improvements, unexpected trips, or a relative’s marriage.
A personal loan is the most cost-effective and easy option to get funds into your account. This money can be used for any significant investment, such as paying for a home, renovating it, or maybe even purchasing a car or electronic gadgets.
Whenever you request an online Standard Chartered personal loan, you will receive rapid approval of the loan, minimum paperwork, and low interest rates.
| Personal Loan Highlights | |
| Interest Rate | 11.49% p.a. onwards |
| Loan Amount | Up to Rs 1 Crore |
| Tenure | Up to 5 years |
| Minimum Monthly Salary | Rs 25,000 |
| Processing Fee | 1% – 3% |
Personal Loan Features and Advantages
- Amounts ranging from Rs. 1 lakh to Rs. 1 crore are available to address any unforeseen ,creative or developmental expenses.
- Loans are widely used. Use the loan money for anything, from huge purchases to debt payback.
- Simple loan application: On the website, you can apply for and receive quick loan approval in four simple steps.
- The personal loan has low interest rates, starting at 11.49% p.a. Onwards.
- Choose simple EMIs with terms ranging from 12 to 60 months and prepay up to 25% of your outstanding balance.
- There is no need for security. Enjoy the convenience of receiving a quick loan approval without putting up any collateral.
- Documentation is kept to a minimum. Begin the simple Standard Chartered personal loan application procedure with a few papers.
- There is no need for physical interaction
- Any employed or self-employed individual is eligible.
How do you determine your eligibility for a SC personal loan?
Based on your income and age, you can determine whether you are truly eligible for a Standard Chartered bank.
Here is a quick summary of the eligibility requirements:
1. Age range: 21 to 65 years
2. Minimum monthly net salary: 25,000
3. Minimum term of employment: 3 months
4. Types of employment include employed or self-employed individuals.
5. Loan eligibility: 15 times monthly earnings
6. Loan amount: between Rs 1 lakh and Rs 1 crore
Required Documents to apply for an SC Personal Loan
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
Based on the applicant’s particulars, Standard Chartered Loan may request extra documents. The list given has been provided for reference.
How can you apply online for an SC Personal Loan?
- Check out Standard Chartered Bank’s official portal and ask for a personal loan online by completing the application form.
- If you match the qualifying requirements, the bank will assign its relationship management to contact your contact address and collect the required documentation.
- The bank will verify your documents immediately after they have been submitted. The application procedure may also include a discussion with the lender about your interest in obtaining a loan from them for personal use.
- If you present all of the required paperwork and the banking institution meets its standards, the loan amount will be processed and transferred to your banking account.
- You can apply offline by visiting a nearby branch.
How can you apply for an SC Personal Loan through Refer Loan?
If you are looking for a seamless process to avoid the complicated loan application process, you can apply easily through Refer Loan’s website.
Visit : https://referloan.in/loans/standard-chartered-bank-personal-loan
1) Once you’ve finished reviewing the details, charges, and necessary documentation for SC personal loans, confirm eligibility.
2) You’ll be taken to the application page. Enter the basic information requested.
3) Select Eligible Offers to see SC offers that are accessible to you based on what you’re eligible for.
4) Select Next.
5) An OTP will be sent to your mobile device. For authentication, input this OTP.
6) Send in your application.
Have fun with life to its maximum without thinking about monetary resources. An SC personal loan might help you support your pursuit of happiness.
Conclusion
If you have any concerns, questions, complaints, or criticism, please contact the customer service representatives at 9873678914. These specialists use their knowledge to fix all of your problems. You can contact them at any time if you want to discuss your concerns. Experts are constantly there to pay attention to your concerns and provide you with the best recommendations. These customer service representatives are continually there to listen to and assist you, ensuring that you get the greatest loan experience possible.