credit card

Thinking of Applying for an SBI Credit? Go Through Your Eligibility First

Credit card payments are slowly gaining more popularity every day, thanks to their convenience. Credit cards are accepted at most shopping outlets and allow you to make purchases without having to carry cash or debit/credit cards with you. Moreover, they come with an option of interest-free EMIs and multiple other benefits like a waiver of a prepayment penalty, allowing you to pay off your debt over a fixed period of time.

The modern generation loves to buy luxury products. There are thousands of shops that provide credit options to their customers. The important thing is the power to buy with a credit card and pay later. It is very common to see credit cards used in retail shops nowadays in India. Credit cards have become an important feature for most of the general public. Any individual with a steady income can easily own a credit card from any Bank. One of such reputed and most demanded banks for credit cards is SBI Bank. They offer a wide range of credit cards that are convenient to apply for and hold endless benefits. 

SBI Credit Card

Do you have a credit card? Do you like using it for shopping? Do you win rewards? If your answer is yes then the right card for you is surely an SBI credit card. SBI card has a broad range of cards that are uniquely designed to serve the best to its customers. State Bank of India (SBI) is India’s largest banking and financial services provider. The SBI credit card range offers a wide variety of cards that are designed to exactly meet the needs of its credit cardholders. The difference between a State Bank of India credit card and another is not just the rich reward programs or attractive financing schemes but also the advanced security measures that protect your data from any form of online fraud.

Now one thing that often bothers people when it comes to applying for a Credit Card and its eligibility. People get confused about their eligibility and make mistakes, so let’s talk about eligibility criteria that you should know before applying for an SBI Credit Card.

Eligibility of SBI Credit Card

General Eligibility 


No, you can’t apply for an SBI Credit Card if you don’t have a regular source of income, having a stable source of income is one of the eligibility criteria.

The minimum age of the applicant must be 18.

SBI offers you the option to track your SBI credit card status on their website. All you need to do is type in your application number and you’ll be able to find out if you’ve been approved or declined.

You can review the SBI credit card page on ReferLoan and see if you’re eligible for a loan.

Yes, the State Bank of India does offer a contactless credit card. The SBI Visa Contactless Credit Card lets you make payments by just holding your card near a terminal.


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