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Kotak Bank Credit Card Net Banking

Kotak Bank Credit Card Net Banking

Kotak Mahindra Bank credit cardholders can avail the bank’s net banking services for all financial needs. Kotak Mahindra Bank provides credit cardholders of the bank with access to net banking services. The bank’s credit card customers enjoy hassle-free banking facilities, saving their time and money. This facility is available through Kotak Bank’s online portal and offers users many facilities to suit their needs. For instance, the users can query credit card bills, make payments, transfer funds, order EMIs or view details about the current accounts associated with the credit cards, receive card statements, payment reminders, Annual Credit Card Statement (ACCS), and Direct Debit collection to outstanding loan details in real-time, etc.

Registration Process for Kotak Mahindra Credit Card Net Banking

Kotak Mahindra Bank offers its customers a number of facilities, one of which is Net Banking. Kotak Mahindra Net Banking services give you access to your bank accounts even while you are at home. You can easily check all your account details, and even make payments or transfers in the comfort of your home or office. The Kotak Credit Card Net Banking can be done in both online and offline ways. Let’s discuss this further.

Kotak Mahindra Credit Card Online Net Banking Registration Process

For the online registration, you will have to follow the below-mentioned steps

  • Visit
  • Now click on the ‘Register for Net Banking’ link at the bottom of the page
  • Now you will have to go through the ‘Online Net Banking Registration & Password Generation’ page, which will have a 5-step registration process
    • Step – 1 Enter your CRN/Customer ID, printed on your credit card, and click on ‘Continue’.
    • Step – 2, Now you will be asked to verify your details by answering any of the four questions presented on the page. The questions will be related to your personal details such as your date of birth, mother’s maiden name, mobile number, etc., the condition will be that your answers should match with those mentioned in the bank records. After filling in the right details, you will be redirected to the next step.
    • Step – 3 In this step you will need to choose a method to generate your password. Choose the option, Generate Password via ‘Credit Card details and click on ‘Continue’.
    • Step – 4 Now enter your credit card number, expiry date, CVV, and card PIN and click on ‘Continue’.
    • In Step – 5 Enter a new password of your choice.

Note: As per the instructions provided on the page, choose a 6-character password and enter the same in the corresponding field. Re-enter the same password and ‘Submit’

  • On your registered mobile number and e-mail ID, you will also receive a one-time password (OTP) which should be combined with your six-character password to generate a new password for your account.

After receiving your OTP, go to the Kotak Mahindra net banking main page and enter your CRN. Then type the new password (12 characters), the password of your choice (6 characters), and your OTP in the password field. Click on ‘Secure Login’. Now you are ready for your Net Banking experience.

Kotak Mahindra Credit Card Offline Net Banking Registration Process

There are several people who don’t have the privilege of the internet. Such customers can register for net banking by calling Kotak credit card customer care center at 1860 266 2666 or +91 22 6600 6022. You can also submit a request to access any of your accounts by filling out and mailing in the Channel Access Request form, which you can obtain from any branch office or Kotak Mahindra Bank ATM or send it through ordinary post to the Customer Contact Centre, Kotak Mahindra Bank Ltd., Post Box Number 16344, Mumbai 400 013.

Facilities that You Could Receive through Kotak Credit Card Net Banking

We’re sure you already know what a Kotak Mahindra Credit Card NetBanking account can do for you. It’s fast, easy, safe, and saves time. With plenty of online facilities available like EMI options and service request facilities, it’s the most preferred way to manage your credit card account. Now that you have net banking access for your Kotak Mahindra Credit Card, you can use your Internet banking account to access and download information about your credit card account. You can view the available credit limit, total outstanding amount due as of date, the total amount due as on the last statement, last payment details, due date, and remaining outstanding balance. In addition, you can pay your bill directly using your Internet banking account.


You can generate your password again with the ‘Generate Password’ or “ forget password ” option on the Kotak Mahindra Net Banking login page. Alternatively, you can get more information on the same from the bank’s 24×7 call center.

You can easily unlock your net banking account through the ‘Generate Password’ link on the Net Banking main page. Alternatively, you can call Kotak Mahindra credit card customer care or visit your nearest bank’s branch office.

The good news is, you won’t have to pay any extra charges for the Net Banking services. It’s free for the Kotak Mahindra Credit Card or Debit Cardholder customers.

Yes, you can surely control all your transactions and payment mode allowance through net banking.

Yes, not just your card payment but you can also track your card statement and due dates through Net Banking.

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