Credit cards – The name itself strikes with a sense of fear and charge (pun intended). It’s like a weapon that could potentially wreak havoc if it were to fall into the wrong hands.
Credit cards are now a necessary utility for most of us. In earlier days, credit cards were seen as simply an extension of one’s salary and hence needed to be used judiciously. But now things have changed, and credit cards are almost an entirely different species that are used for purchasing, paying for items and services, investments, paying bills, and even receiving cash at merchant outlets or ATMs. More recently, mobile credit card payment has made usage easier than ever before. The digital wave has reached everywhere and it is not surprising that you can now pay your bill online using these cards!
If you have recently received a Yes Bank Credit Card, Congratulations! Now that you possess the no-doubt coveted plastic, you might be wondering how to activate your new credit card and use it to make online and ATM transactions. Although it is possible that the bank sent you a physical credit card pin, you can generate one online instead by generating your own OTP, which will lead you to generate your own credit card pin.
Here is the way that you can perform this action:
There are major three methods to generate Yes Bank Credit Card
Net Banking
Through Customer Care
Let’s discuss each of these methods in detail:
How to Generate Yes Bank Credit Card Pin Through Net Banking
To begin, please visit Yes Bank’s official website and log in to your net banking account
Once you log into your net banking account, tap on the “Credit Cards” tab.
A new page will open, and you’ll need to click ‘Continue’ after reading the disclaimer.
Once reached Yes Bank Net Banking Page. Click “Log In” and submit your ID and Password to proceed further
You’ll see a page that shows your credit card summary. Select your card number and click Submit.
Click ‘PIN SET/RESET’ from the left side menu
You’ll be sent to a new page, where you need to select the ‘Primary’ card type and enter your card number.
You will now be asked to enter a four-digit Personal Identification Number (PIN) of your choice and confirm it before clicking ‘Submit.’
When you click on ‘Submit’, a transaction password will be sent to your mobile number. Enter the same password on the next page and click on ‘Submit’.
After you enter your PIN, you will see a message that confirms that your PIN has been set.
How to Generate Yes Bank Credit Card Pin Through Customer Care
If you do not have internet access, call the 24×7 YES bank customer care helpline to request a credit card PIN regeneration. You can reach out to them through the below-mentioned details:
FAQs
You can activate your pin by calling Yes Bank Credit Card customer care, through the Interactive Voice Response System, or logging on to your Net Banking account or Mobile Banking portal.
For online transactions, you don’t have to enter your credit card or debit card’s pin number. While shopping at an online portal, select the product you want to purchase. Then click “proceed to checkout”. Fill in the required details and then in the payment options enter your 16-digit number, expiry date, and 3-digit CVV number to confirm the purchase.
If you’ve lost your credit card, it’s important that you block it. You can do this by logging into your account at net banking or through mobile banking. Just go to the credit card section, then to service requests and report lost cards.
You cannot change the credit card pin of your Yes Bank Credit Card at an ATM, since the bank takes extra precautions to safeguard your card. You can change it through online banking, mobile banking, or via IVR.