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How to avail credit card loan from Axis Bank Credit Card

Credit Card Loan

Axis Bank offers a loan facility for its credit cardholders to help them address their financial needs during unexpected circumstances. This loan can be availed with a minimal amount of documentation and offers flexible repayment terms. Cardholders can easily apply for the loan using their credit card.

How to avail loan on axis bank credit card?

To apply for a loan against your Axis Bank credit card, follow these simple steps:

Step 1: Log in to your Axis Bank internet banking account by providing your username and password
Step 2: Go to the home page and click on the ‘loan against credit card’ option
Step 3: Fill in relevant details such as amount required and tenure, etc.
Step 4: The loan amount will be credited to the savings bank account.

It’s that easy! If you need any assistance, you can also reach out to the Axis Bank customer care division to apply for a loan.

But,if you need more assistance or have any queries, you can also connect with Refer Loan. They can help you with all your doubts and guide you through the loan application process.
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What are the Eligibility Criteria for Axis Bank Credit Card Loans?

To be eligible for the Loan on Axis Bank Credit Card, you need to meet a few requirements.
Firstly, you must be an Axis Bank customer with a good credit history. This means that you have a track record of managing your debts responsibly and making payments on time.
Secondly, you should be the holder of an Axis Bank credit card. This is necessary as the loan will be availed against your credit card.
Lastly, you should also have a minimum amount in your savings account to demonstrate your financial stability. This helps the bank assess your ability to repay the loan.

Why to avail loan from Axis Bank credit card?

Get the Funds You Need with the Instant Loan from Axis Bank
Do you need quick access to funds for unexpected expenses or financial needs? The Instant Loan from Axis Bank is here to help. This loan option, which is offered against your Axis Bank credit card, is fast and easy to apply for, with minimal to no documentation required.

Why Choose the Instant Loan from Axis Bank?

  • Minimal documentation: The loan application process is streamlined, with minimal to no documentation required, making it a quick and easy solution.
  • Direct deposit into your savings account: The loan amount is credited directly to your Axis Bank savings account, giving you immediate access to the funds you need.
  • Flexible repayment terms: Choose from multiple repayment terms to fit your budget and financial situation.

  • Multiple tenors: You can select from a range of tenors that suit your payment budget.

Apply for the Instant Loan on credit card from Axis Bank today and get the financial support you need, without the stress of extensive documentation or complicated processes. With flexible repayment terms and quick processing times, you can get the funds you need to cover life’s unexpected expenses.Apply Here

How Do I Repay the loan on an Axis bank credit card?

The loan availed can be repaid in the form of monthly instalments, called Equated Monthly Instalments (EMIs). The loan amount will be added to your monthly credit card statement, so the loan instalment will be reflected in your credit card bill each billing cycle.

What are the benefits of loan on Axis Bank credit card

The Loan on Axis Bank Credit Card offers several benefits to help customers meet their financial needs.

  • Quick and easy application process: The loan application process is streamlined with minimal documentation requirements, making it a quick and easy solution for those in need of financial assistance.
  • Faster processing time: The loan application is processed quickly, allowing you to get the funds you need sooner.
  • Direct credit to savings account: The loan amount is credited directly to your savings account, giving you quick access to the funds you need.
  • Competitive interest rates: The interest rates offered on the loan are competitive, helping to keep your loan costs low.
  • Flexible repayment terms: The repayment terms are flexible and can be tailored to fit your budget and financial situation.
  • Loan decision based on credit limit: The bank will assess whether to grant the loan based on your credit limit or an amount above it.
  • Credit card calculator: You can use the credit card calculator to determine your monthly loan payments, including processing fees, interest rate, and any other charges.

In conclusion, the Loan on Axis Bank Credit Card provides a convenient and efficient way to access funds in case of financial emergencies. If you’re in need of quick financial assistance, consider this loan option for a streamlined and easy loan application process.

FAQs

To be eligible for the loan against credit card facility offered by Axis Bank, you must have a good credit score and hold an Axis Bank credit card. Additionally, you must maintain a minimum balance in your savings account.

The processing fee for the loan against credit card facility from Axis Bank is either 1.5% of the loan amount or Rs. 500, whichever is higher.

If you choose to foreclose your loan against your credit card with Axis Bank, you will be charged 3% of the outstanding amount or Rs. 300, whichever is higher.

The loan against credit card facility from Axis Bank offers a range of tenures, from 12 months to 48 months.

If you’re in need of financial assistance, look no further than Refer Loan. Our team can help you with your loan needs, whether it’s a personal loan or a credit card loan from Axis Bank or any other bank.

With a *simple and streamlined process, *minimal documentation, and *no hidden fees, getting the funds you need has never been easier.

Contact us today and let us help you get the support you need.

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