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Home » How Can you Get a Loan of INR 30,000 Instantly?

How Can you Get a Loan of INR 30,000 Instantly?

People are now looking for personal loans in a very significant amount to cover their increased expenditures. Personal loans are becoming increasingly popular because they are simple to process and do not demand security since they are unsecured loans. A personal loan can be simply obtained from any bank or non-banking financial institution of your choice. Additionally, the best part is that many financial institutes even give the advantage of loan disbursal in just 24 hours. Financial organizations offer a personal loan based on your employment history, ability to repay the loan, income level, profession, and credit history. You can utilize a personal loan to take care of any of your sudden financial demands.

Indeed it is the best option to fulfill your needs that require some financial aid. However, do you know you can get a loan of INR 30,000 instantly? Sound’s impossible, but nothing is impossible in this modern era. Many financial institutes are helping individuals get a Personal Loan for the amount of 30,000. To make your work easier, we have put together some top Banks/NBFCs that can give you a Personal loan of 30,000.

Top Banks/NBFCs providing an instant loan of 30,000.

We have curated a list of top financial institutes with an insight into their loan processing details, documents, and other things. So, let’s move ahead and find it out:

  1. CASHe

Through online applications and smart alliances with top lending institutions, CASHe has recently offered personal loans to thousands of customers across India. CASHe has consistently provided a quicker, more flexible, and hassle-free personal loan, even if you need a loan of INR 30,000. They have a simplified yet effective loan disbursal process that will never leave you in stress. So, let’s find out more about it:

Loan Amount

Rs 1,000 to Rs 400,000

Tenure

90/180/270/ 360 Days

Location

PAN India

ROI

2.25% – 2.50% per month

ROI (Fixed/Floating)

Fixed

Payment Delay Charges

0.7% flat interest fee per day

Processing Fees

2-3%

Foreclosure Allowance

NIL

Eligibility

Documentation

  • The amount criteria for the application may differ based on your net in-hand salary:

  • For the 90-day loan – avail loan amount of up to 110% of your salary.

  • For the 180-day plan – avail of a loan amount up to 210% of your salary.

  • For a 270-Day plan – avail loan amount of up to 310% of your salary.

  • For the 1-year plan – avail loan amount of up to 400% of your salary.

  • For the 1.5-year plan, avail loan amount of up to 500% of your salary

  • CIBIL score of the applicant must be more than 550

  • The salary should be received through NEFT/RTGS/UPI.

  • The applicant must be a salaried professional

  • Photo Identity Proof – PAN Card

  • Aadhar Card

  • Latest Salary Slip

  • Permanent Address Proof – Passport, Driving Licence, Voter ID card, or any Utility bill.

  • Latest Statement of your Bank Account, showing your salary credit.

To know more, visit https://referloan.in/loans/cashe-personal-loan

 

  1. Faircent

Faircent is the first peer-to-peer lending platform in India to be issued a Certificate of Registration (CoR) by the Reserve Bank of India as an NBFC-P2P. (RBI). The mission of Faircent is to offer a concise and transparent alternative to banks, who have grown to be such a cumbersome chain in the modern day that they now control all terms and conditions for both borrowers and lenders. The best part is that they can even give a loan of just INR 30,000. Moving ahead, let’s discover more about it:

Location

PAN India

Loan Amount

Rs. 10,000 to 25 Lakhs

ROI

12% – 30%

Processing Fees

4 to 9%

Tenure

3 to 36 months

EMI date

1,5,10 of every month

Foreclosure Charges

After 3 months ( Rs. 500 charges + principal)

USP

Covering all cities and type of companies

Credit History

Min. 1 year – for salaried individuals

Min. 3 years – for self-employed profile

Eligibility

Required Documents

  • The age of the borrower should be between 23 to 58 years
  • The salary of the applicant should be at least 25,000
  • The minimum ITR must be of 3 lac( for self-employed profile)
  • Minimum experience of current job must be min 3 months
  • Business Vintage should be of min 2 years( for self-employed profile)
  • Minimum 6 month of residency on the current property.
  • Credit score should be more than 500
  • KYC documents
  • Last 3-month salary Slip
  • Last 2-year ITR ( for self-employed profile)
  • 3 month Bank Statement to till date
  • ( for self-employed profile)
  • 6 month Bank Statement to till date ( for self-employed profile)
  • Ownership proof required after 5 lacs % above
  • 2 years old business registration document ( for self-employed profile)

To know more, visit https://referloan.in/loans/faircent-personal-loan

  1. FlexSalary

Getting a personal loan for a low amount is very difficult. There are many limited financial institutions that have the provision for the same. However, FlexSalary can help you exactly with that. They are providing personal loans starting at just Rs. 4,000 and if you want to get a loan of INR 30,000, look no further than FlexSalary. For more details, refer to the table below:

 

Loan Amount

Rs. 4,000 to 2,00,000.

Repayment Tenure

From 10 months to 36 months

Approval

Same Day

Annual percentage interest rate (APR):

Maximum of 36% per year

ROI (Fixed/Floating)

NIL

Payment Delay Charges

No

Processing Fees

Rs.300 – Rs.750 (including GST) – one-time

Foreclosure Charges

No

Eligibility

Documentation

  • The applicant must be an Indian Citizen
  • The age of the applicant should be 21 at least
  • Only salaried individuals can apply
  • The minimum salary of the applicant must be Rs. 8,000
  • PAN card
  • Identity proof
  • Residential proof
  • Income proof
  • Passport size photographs

To know more, visit https://referloan.in/loans/flexsalary-personal-loan

  1. Paysense

Paysense’s instant personal loan is an ideal option for getting a loan of INR 30,000. With the aid of their easy loan terms and simple EMI repayment method, regardless of whether your goal is to buy a property, go on that long overdue vacation, or anything else. PaySense can offer quick personal loans with low-interest rates, flexible terms, and simple EMI payments. Both salaried professionals and self-employed businessmen can easily apply for instant personal loans with Paysense. Refer to the below table for more information:

 

Mode of Process

Online

Location

PAN India

Lending Size and Tenure

5k-10L (3M to 60 M)

ROI

14%-24% (Fixed)

Processing Fees

3%

Foreclosure

As per Policies

Partial Payment Allowance

No

Dealing in Unsecured OD

No

USP

Funding to All Profile whether Employee of

Proprietorship firm/Partnership firm or Company

Eligibility

Documents Required

  • The age of the applicant should be between 22 to 57

  • The min. salary of the applicant should be 20K in Metro cities & 18K Rest

  • The min. Employment should be 3 months of continuous salary

  • Minimum CIBIL score has to be 700

  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)

  • Last 3 Month Salary Bank Statement in PDF

  • Last 3 Month Salary Slip if Salary is received by Cheque

  • Ownership Proof Latest Utility Bill (If rented then rent agreement)

  • Copy of Cancel Cheque of Salary Account or Passbook front page

To know more visit https://referloan.in/loans/paysense-personal-loan

 

  1. Loan Tap

Getting a loan with Loan Tap is simple and quick. With a simple and quick process, Loan Tap provides Personal Loans for all types of people at all stages of life. They offer loans with greater than normal loan amounts and flexible payback schedules to accommodate any need or circumstance. Within a few business hours of your personal loan being accepted, the funds will be transferred immediately into your bank account. Loan The entire application process is incredibly simple and convenient, and the best thing is that you may get a loan for merely INR 30,000. Let’s move ahead and have a detailed look via the below table:

 

Lending Size and Tenure

25k-5L (12M to 60 M)

ROI

19%-22% (Fixed)

Processing Fees

2%

Foreclosure

As per Policies

Partial Payment Allowance

No

Eligibility

Documents Required

  • The age of the applicant should be between 24 to 56

  • The min. salary of the applicant should be 12k

  • The min. Employment should be 3 months of continuous salary

  • Minimum CIBIL score has to be 675

  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)

  • Last 3 Month Salary Bank Statement in PDF

  • Last 3 Month Salary Slip if Salary is received by Cheque

  • Ownership Proof Latest Utility Bill (If rented then rent agreement)

  • Copy of Cancel Cheque of Salary Account or Passbook front page

To know more visit this page: https://referloan.in/loans/loan-tap-personal-loan

 

  1. Money View

Whether it’s an immediate requirement of money or need money for marriage or any other occasion, then look no further than Money View. They are simplifying the process of loan approvals by giving more convenient options. Even the interest rate is quite affordable with a repayment tenure of 60 months. Furthermore, it is the best platform if you want to get a loan of INR 30,000. For a detailed view, let’s have a look at this table:

 

Lending Size and Tenure

Rs. 5,000-5Lakhs (3 to 60 Months)

ROI

16% to 36%-Reducing

ROI (Fixed/Reducing)

Fixed

Processing Fees

2%

Foreclosure

As per Policies

( Only if you have paid the last 3 EMIs)

USP

Funding to All Profile whether Employee of Proprietorship firm/Partnership firm or Company

Eligibility

Documents Required

  • The age of the applicant should be between 21 to 60

  • The min. salary of the applicant should be Rs. 15,000* or more

  • The min. Employment should be 3 months of continuous salary

  • Minimum CIBIL score has to be 650 or More.

  • The income should be received in a bank

  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)

  • Last 3 Month Salary Bank Statement in PDF

  • Last 3 Month Salary Slip if Salary is received by Cheque

  • Ownership Proof Latest Utility Bill (If rented then rent agreement)

  • Copy of Cancel Cheque of Salary Account or Passbook front page

To know more, visit https://referloan.in/loans/money-view-personal-loan

 

  1. My Shubh Life

People who want to get a quick and easy personal loan then My Shubh Life is your way to go. They provide loans with simple EMI installment facilities, several payment methods, and flexible payback alternatives. MyShubhLife is the best option if you have no credit history, a low income, and have been denied credit by other financial organizations in the past. With MyShubhLife personal loan you can get a loan of INR 30,000. For more assistance let’s have a look at the below table:

 

Lending Size and Tenure

5k-2L (3M to 24 M)

ROI

28%-44% (Reducing)

Processing Fees

3%

Foreclosure

As per Policies

Partial Payment Allowance

No

Eligibility

Documents Required

  • The age of the applicant should be between 21 to 60

  • The min. salary of the applicant should be 12K

  • The min. Employment should be 3 months of continuous salary

  • Minimum CIBIL score has to be 705

  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)

  • Last 3 Month Salary Bank Statement in PDF

  • Last 3 Month Salary Slip if Salary is received by Cheque

  • Ownership Proof Latest Utility Bill (If rented then rent agreement)

  • Copy of Cancel Cheque of Salary Account or Passbook front page

To know more visit https://referloan.in/loans/my-shubh-life-personal-loan

 

  1. Money Wide

Money Wide is another personal loan lending platform that can help you with the instant need for money. Their online process is clearer, more transparent, and less complicated. An internal NBFC named MyLoanCare Ventures Private Limited supports MoneyWide. They are a digital lender working to streamline and simplify the loan application process. It is certainly the best option if you want to get a loan of INR 30,000. Mentioned below are more details of the same:

 

Location

PAN India

Approval and Disbursement

Same Day

Interest Rates

Interest rate 17% – 29.99%

Security

No Collateral Required

Loan Amount

Rs. 10,000 – 3,00,000

Tenure

6M/ 12M/ 18M/ 24M/ 30M/ 36M

Location

134 locations pan India

Max FOIR

50-65% grid based

Required Salary

Minimum monthly salary should be Rs. 25,000/-

Processing Fees

3% to 3.5% of loan amount

Required Document

None – The entire process is Online and Paperless

Eligibility Criteria

 

Age

23 to 55 Years

Net Monthly Income

Rs. 25,000 and above

Current Work Experience

2 months and above

Total Work Experience

Minimum 2 years

Credit Score

650 or above

Other Requirements

Customer must have valid PAN, Net banking facility and Aadhar Card linked to mobile number

Salary Acceptance

The salary must be received through Bank Transfer (NEFT/ECS/CMS/IMPS).

Note: Only salaried employees including employees of Pvt. Ltd., Gov., proprietorship/ partnership/ LLP firms; those not registered/ opted out from EPFO are eligible.

For more information visit https://referloan.in/loans/moneywide-personal-loan

FAQs

Yes, since you can do it from the comfort of your home, applying for a personal loan online saves you a lot of time and work. Paperless approval is another option provided by a few third-party financial services websites, which means you won’t need to provide any documentation to the lender in order for your loan to be accepted. Additionally, the application process is entirely secure.

By raising/maintaining a credit score over 750, you can lower the EMI for a personal loan. You can negotiate with the bank for a better interest rate or a loyalty discount if you have a better relationship with them.

You might be able to pre-pay the loan amount with some lenders, depending on their terms and conditions. You’ll probably be assessed a pre-payment fee. Therefore, make sure to confirm with your lender whether prepayment of your loan during the loan term is permitted.

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