People are now looking for personal loans in a very significant amount to cover their increased expenditures. Personal loans are becoming increasingly popular because they are simple to process and do not demand security since they are unsecured loans. A personal loan can be simply obtained from any bank or non-banking financial institution of your choice. Additionally, the best part is that many financial institutes even give the advantage of loan disbursal in just 24 hours. Financial organizations offer a personal loan based on your employment history, ability to repay the loan, income level, profession, and credit history. You can utilize a personal loan to take care of any of your sudden financial demands.
Indeed it is the best option to fulfill your needs that require some financial aid. However, do you know you can get a loan of INR 30,000 instantly? Sound’s impossible, but nothing is impossible in this modern era. Many financial institutes are helping individuals get a Personal Loan for the amount of 30,000. To make your work easier, we have put together some top Banks/NBFCs that can give you a Personal loan of 30,000.
Top Banks/NBFCs providing an instant loan of 30,000.
We have curated a list of top financial institutes with an insight into their loan processing details, documents, and other things. So, let’s move ahead and find it out:
Through online applications and smart alliances with top lending institutions, CASHe has recently offered personal loans to thousands of customers across India. CASHe has consistently provided a quicker, more flexible, and hassle-free personal loan, even if you need a loan of INR 30,000. They have a simplified yet effective loan disbursal process that will never leave you in stress. So, let’s find out more about it:
Loan Amount | Rs 1,000 to Rs 400,000 |
Tenure | 90/180/270/ 360 Days |
Location | PAN India |
ROI | 2.25% – 2.50% per month |
ROI (Fixed/Floating) | Fixed |
Payment Delay Charges | 0.7% flat interest fee per day |
Processing Fees | 2-3% |
Foreclosure Allowance | NIL |
|
To know more, visit https://referloan.in/loans/cashe-personal-loan
Faircent is the first peer-to-peer lending platform in India to be issued a Certificate of Registration (CoR) by the Reserve Bank of India as an NBFC-P2P. (RBI). The mission of Faircent is to offer a concise and transparent alternative to banks, who have grown to be such a cumbersome chain in the modern day that they now control all terms and conditions for both borrowers and lenders. The best part is that they can even give a loan of just INR 30,000. Moving ahead, let’s discover more about it:
Location | PAN India |
Loan Amount | Rs. 10,000 to 25 Lakhs |
ROI | 12% – 30% |
Processing Fees | 4 to 9% |
Tenure | 3 to 36 months |
EMI date | 1,5,10 of every month |
Foreclosure Charges | After 3 months ( Rs. 500 charges + principal) |
USP | Covering all cities and type of companies |
Credit History | Min. 1 year – for salaried individuals Min. 3 years – for self-employed profile |
|
To know more, visit https://referloan.in/loans/faircent-personal-loan
Getting a personal loan for a low amount is very difficult. There are many limited financial institutions that have the provision for the same. However, FlexSalary can help you exactly with that. They are providing personal loans starting at just Rs. 4,000 and if you want to get a loan of INR 30,000, look no further than FlexSalary. For more details, refer to the table below:
Loan Amount | Rs. 4,000 to 2,00,000. |
Repayment Tenure | From 10 months to 36 months |
Approval | Same Day |
Annual percentage interest rate (APR): | Maximum of 36% per year |
ROI (Fixed/Floating) | NIL |
Payment Delay Charges | No |
Processing Fees | Rs.300 – Rs.750 (including GST) – one-time |
Foreclosure Charges | No |
Eligibility | Documentation |
|
|
To know more, visit https://referloan.in/loans/flexsalary-personal-loan
Paysense’s instant personal loan is an ideal option for getting a loan of INR 30,000. With the aid of their easy loan terms and simple EMI repayment method, regardless of whether your goal is to buy a property, go on that long overdue vacation, or anything else. PaySense can offer quick personal loans with low-interest rates, flexible terms, and simple EMI payments. Both salaried professionals and self-employed businessmen can easily apply for instant personal loans with Paysense. Refer to the below table for more information:
Mode of Process | Online |
Location | PAN India |
Lending Size and Tenure | 5k-10L (3M to 60 M) |
ROI | 14%-24% (Fixed) |
Processing Fees | 3% |
Foreclosure | As per Policies |
Partial Payment Allowance | No |
Dealing in Unsecured OD | No |
USP | Funding to All Profile whether Employee of Proprietorship firm/Partnership firm or Company |
|
To know more visit https://referloan.in/loans/paysense-personal-loan
Getting a loan with Loan Tap is simple and quick. With a simple and quick process, Loan Tap provides Personal Loans for all types of people at all stages of life. They offer loans with greater than normal loan amounts and flexible payback schedules to accommodate any need or circumstance. Within a few business hours of your personal loan being accepted, the funds will be transferred immediately into your bank account. Loan The entire application process is incredibly simple and convenient, and the best thing is that you may get a loan for merely INR 30,000. Let’s move ahead and have a detailed look via the below table:
Lending Size and Tenure | 25k-5L (12M to 60 M) |
ROI | 19%-22% (Fixed) |
Processing Fees | 2% |
Foreclosure | As per Policies |
Partial Payment Allowance | No |
Eligibility | Documents Required |
|
|
To know more visit this page: https://referloan.in/loans/loan-tap-personal-loan
Whether it’s an immediate requirement of money or need money for marriage or any other occasion, then look no further than Money View. They are simplifying the process of loan approvals by giving more convenient options. Even the interest rate is quite affordable with a repayment tenure of 60 months. Furthermore, it is the best platform if you want to get a loan of INR 30,000. For a detailed view, let’s have a look at this table:
Lending Size and Tenure | Rs. 5,000-5Lakhs (3 to 60 Months) |
ROI | 16% to 36%-Reducing |
ROI (Fixed/Reducing) | Fixed |
Processing Fees | 2% |
Foreclosure | As per Policies ( Only if you have paid the last 3 EMIs) |
USP | Funding to All Profile whether Employee of Proprietorship firm/Partnership firm or Company |
Eligibility | Documents Required |
|
|
To know more, visit https://referloan.in/loans/money-view-personal-loan
People who want to get a quick and easy personal loan then My Shubh Life is your way to go. They provide loans with simple EMI installment facilities, several payment methods, and flexible payback alternatives. MyShubhLife is the best option if you have no credit history, a low income, and have been denied credit by other financial organizations in the past. With MyShubhLife personal loan you can get a loan of INR 30,000. For more assistance let’s have a look at the below table:
Lending Size and Tenure | 5k-2L (3M to 24 M) |
ROI | 28%-44% (Reducing) |
Processing Fees | 3% |
Foreclosure | As per Policies |
Partial Payment Allowance | No |
Eligibility | Documents Required |
|
|
To know more visit https://referloan.in/loans/my-shubh-life-personal-loan
Money Wide is another personal loan lending platform that can help you with the instant need for money. Their online process is clearer, more transparent, and less complicated. An internal NBFC named MyLoanCare Ventures Private Limited supports MoneyWide. They are a digital lender working to streamline and simplify the loan application process. It is certainly the best option if you want to get a loan of INR 30,000. Mentioned below are more details of the same:
Location | PAN India | ||
Approval and Disbursement | Same Day | ||
Interest Rates | Interest rate 17% – 29.99% | ||
Security | No Collateral Required | ||
Loan Amount | Rs. 10,000 – 3,00,000 | ||
Tenure | 6M/ 12M/ 18M/ 24M/ 30M/ 36M | ||
Location | 134 locations pan India | ||
Max FOIR | 50-65% grid based | ||
Required Salary | Minimum monthly salary should be Rs. 25,000/- | ||
Processing Fees | 3% to 3.5% of loan amount | ||
Required Document | None – The entire process is Online and Paperless |
Eligibility Criteria
Age | 23 to 55 Years | ||
Net Monthly Income | Rs. 25,000 and above | ||
Current Work Experience | 2 months and above | ||
Total Work Experience | Minimum 2 years | ||
Credit Score | 650 or above | ||
Other Requirements | Customer must have valid PAN, Net banking facility and Aadhar Card linked to mobile number | ||
Salary Acceptance | The salary must be received through Bank Transfer (NEFT/ECS/CMS/IMPS). | ||
Note: Only salaried employees including employees of Pvt. Ltd., Gov., proprietorship/ partnership/ LLP firms; those not registered/ opted out from EPFO are eligible. |
For more information visit https://referloan.in/loans/moneywide-personal-loan
FAQs
Yes, since you can do it from the comfort of your home, applying for a personal loan online saves you a lot of time and work. Paperless approval is another option provided by a few third-party financial services websites, which means you won’t need to provide any documentation to the lender in order for your loan to be accepted. Additionally, the application process is entirely secure.
By raising/maintaining a credit score over 750, you can lower the EMI for a personal loan. You can negotiate with the bank for a better interest rate or a loyalty discount if you have a better relationship with them.
You might be able to pre-pay the loan amount with some lenders, depending on their terms and conditions. You’ll probably be assessed a pre-payment fee. Therefore, make sure to confirm with your lender whether prepayment of your loan during the loan term is permitted.