HDFC personal loans are one of the most effective funding solutions in today’s marketplace for financing your personal and company needs. Discover the most recent HDFC personal loan interest rates and apply for the loan swiftly online. HDFC Bank personal loan interest rates are reasonable, which brings about cheaper EMIs.
Applying for an HDFC personal loan is seamless, with only a few papers required and simple personal loan eligibility standards to comply with. Through the EMI Calculator, you can rapidly calculate your loan’s EMI and gain swift approval for a low-interest personal loan.
| HDFC Personal Loan Highlights | |
| Interest Rate | 10.25% p.a. onwards |
| Loan Amount | Up to Rs 1 Cr |
| Tenure | Up to 6 years |
| Minimum Monthly Salary | Rs 20,000 |
| Processing Fee | 0.5% – 1.5% |
HDFC Personal Loan Advantages and Features
- A personal loan does not require any collateral or security.
- Loans are disbursed the same day they are applied for.
- The interest rates on HDFC personal loans range from 10.25% p.a.
- Borrowers can choose the ‘Sarv Suraksha Pro policy, which includes credit shield protection, accidental hospitalization protection, and permanent disability or accidental death protection.
- Borrowers can also purchase an optional insurance policy that protects them against personal harm and life-threatening diseases.
- You will receive a response within one day of uploading your paper.
- Balance transfer is an option with rates of interest as low as 10.25%.
- Get help with your loans. 24 hours a day, 7 days a week.
- Pre-approved HDFC Bank customers can receive funds in as little as 10 seconds.
Eligibility Requirements for an HDFC Personal Loan
- You should work for a private corporation, a public company, or a state, national, or municipal government entity.
- You must be at least 22 years old. The maximum allowed age is 60.
- The required monthly income is Rs. 25,000.
- You should have at least two years of job experience.
- You must have worked for their current organization for at least one year.
Documents Required for an HDFC Personal Loan
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
How to apply for an HDFC Personal Loan?
- To get approved for an HDFC straight-away personal loan, simply follow these steps:
- By making use of the calculator, you may determine your HDFC loan eligibility.
- If you meet the requirements, click the ‘Apply Now’ option.
- Fill out the form and attach required documents.
- When you submit the form, the loan will be granted within a couple of hours of being approved.
You can contact HDFC Personal Loan Customer Service using the following methods:
Calling numbers: 1800 202 6161 or 1860 267 6161 (available throughout India).
Before applying for a personal loan from HDFC Bank, make sure you read the loan details, confirm that you meet the criteria, and are informed of the lender’s conditions and terms of service.
If you are in dire need or lack knowledge on how to proceed with an online loan application, you can definitely go with Refer Loan’s seamless loan application process.
Check below how to apply online
How Can You Apply for an HDFC Personal Loan through Refer Loan?
You can apply through Refer Loan’s website.
1) Once you’ve finished reviewing the details, charges, and necessary documentation for HDFC Bank personal loans, confirm eligibility.
2) You’ll be taken to the application page. Enter the basic information requested.
3) Select Eligible Offers to see the HDFC Bank offers that are accessible to you based on what you’re eligible for.
4) Select Next.
5) An OTP will be sent to your mobile device. For authentication, input this OTP.
6) Send in your application.
Conclusion
HDFC Bank is widely acknowledged for its cheap interest rates and customer service. And if you’re concerned about EMIs, HDFC is right there to help with cheap EMIs. Yes, the cheap interest rates help you grow your savings more, making your loan trip a breeze.
If you are currently carrying a personal loan with HDFC and require additional funds in addition to your currently outstanding loan, you have the option of applying for an HDFC personal loan top-up. Yes, the bank provides this top-up option, in which persistent personal loan customers can obtain a top-up loan in addition to their present operating loan.