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Home » Finzy Personal Loan: How to Apply Online with Little Documentation

Finzy Personal Loan: How to Apply Online with Little Documentation

Are you searching for a personal loan online, particularly to save time and avoiding the lengthy manual process? Finzy is the ideal option. Finzy Personal Loan, a non-banking financial organization registered with the RBI, provides peer-to-peer loans to qualifying professionals with salaries and self-employed entrepreneurs. Applying for a loan with Finzy is straightforward because you may submit any required documentation online without the requirement for physical submission.

Finzy is a financial company that primarily lends to professionals with salaries and self-employed business entrepreneurs. If you’re looking for seamless financing, Finzy is your one-stop destination, offering the best interest rates and repayment plans.

Personal Loan Highlights
Interest Rate10.99% p.a. onwards
Loan AmountUp to Rs 10 Lakhs
TenureUp to 3 years
Minimum Monthly SalaryRs 25,000
Processing Fee2% – 5%

Feature and Advantages of Finzy Personal Loan

  1. Get Loan Amount Up to 10 Lakhs
  2. Secure Digitised Process
  3. Attractive Interest Rate
  4. Accessibility to Instant Eligibility Check
  5. If you match the qualifying requirements, your loan application can be approved in just a few hours.
  6. No Collateral Required
  7. Instant Acceptance and Approval
  8. No-Lock in Period
  9. No Foreclosure Charges
  10. Automated EMI Collection
  11. Loan Funding within 48 hrs of approval

Finzy Personal Loan Eligibility Criteria

Finzy Personal Loan is designed to meet the needs of the user. To provide the greatest possible client experience, qualifying criteria is very simple to meet in Finzy. Let’s go over the Finzy Personal Loan eligibility conditions quickly:

  1. Customers who are salaried or self-employed are eligible for a personal loan.
  2. Age range: 18 to 55 years
  3. Required on a monthly basis, fixed income: 35000/-Per Month Non Metro City

25000/- Metro City Per Month

  1. At least three months of work experience is required.
  2. A credit score of at least 700+ is required to obtain the lowest possible interest rate.
  3. Furthermore, the lender will consider a variety of parameters, including regular monthly earnings, age, type of employment, CIBIL score, professional background, and so on, before proposing the final rate of interest.

Documents Required to apply for Finzy Personal Loan

  1. KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
  2. Last 3 month Salary Slip
  3. Last 6 month Bank Statement in PDF
  4. Form 16 of last 2 year
  5. Rent Agreement if rented or Utility Bill if residence is owned
  6. Sanction Letter of all current running loan if any
  7. Office ID Card or Official EMAIL ID if any

How to apply for a Finzy Personal Loan Online Check Here

  • Fill out an application on the Finzy portal.
  • Fill out the form with accurate and current details.
  • Please include all supporting documentation.
  • Verify your application by entering the OTP delivered to your mobile phone.
  • Please send in your application.

Otherwise you apply in this way

  • Fill out an online inquiry form on the Finzy portal with your email address and phone number.
  • A Finzy professional will contact you to help you with the application procedures.
  • Contact Finzy at No. :- 9341 300 300 | 9513 330 562 or Email :-

In case you are a totally new borrower, have no idea how to get a loan with little time investment and minimal documentation, you can take help from Refer Loan.

How to apply for a Finzy personal loan through Refer Loan’s Website?

If you are looking for a seamless process to avoid the complicated and lengthy process, you can apply easily through Refer Loan’s website.

1) Once you’ve finished reviewing the details, charges, and necessary documentation for personal loans, confirm eligibility.

2) You’ll be taken to the application page. Enter the basic information requested.

3) Select Eligible Offers to see offers that are accessible to you based on what you’re eligible for.

4) Select Next.

5) An OTP will be sent to your mobile device. For authentication, input this OTP.

6) Send in your application.


Finzy is a game-changing concept in the lending industry. Finzy combines individuals who want to lend money with customers who need low-cost finance. As a result, the platform is capable of handling loans swiftly and issuing loans within 48 hours. Attractive interest rates are a plus for those wishing to fund a variety of necessities, such as weddings, holidays, emergencies with health care, professional development courses, and the list goes on.

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