Introduction
A PET(positron emission tomography ) test is an imaging test that produces pictures of your organs and tissues at work. The test uses a safe, injectable radioactive chemical called a radiotracer and a PET scanner device. The scanner detects diseased cells that soak up enormous amounts of the radiotracer, demonstrating potential health trouble.
Healthcare service providers Primarily use PET scans to help diagnose cancer and assess cancer treatment. They can also investigate certain heart and brain problems with the experiment.
What’s the Difference Between a PET Scan and a CT scan?
PET scans use a radioactive tracer to reveal how an organ is functioning in real-time. PET test images can detect cellular changes in organs and tissues earlier than CT scan. Your healthcare provider may carry out a PET scan and CT test at the same time (PET-CT). This combined test produces 3-D snapshots that allow for a greater accurate diagnosis.
Some hospitals now use a hybrid PET/MRI experiment. This new technology creates extremely high-comparison pixels.
Why Do You Need this Equipment Loan?
Expensive: The cost of a PET/CT scanner or other modern medical machinery is very high, running into millions. This is something one can achieve using a loan to spread the rocketing financial load from school.
New Technology: Medical technology changes quickly. You have to perform regular updates and maintenance for the equipment to remain up-to-date and working without interruption. A loan makes it easy to get the capital needed for these ongoing improvements.
Operational Costs: Buying your workflow automation software is only the first cost; you will be hit with a host of others like installation charges, staff training, and continuous operational costs.
Options for Loans, Banks, and NBFCs
| Banks / Nbfc | Interest rate | Loan amount | Tenure | CIBIL Score | Processing Fees |
| Axis Bank Health Care Equipment Loan | 9% – 14% (Reducing Per Annum) | 10.00 Lacs – 50.00 cr | 12 Months – 84 Months | 700 or above | 0.5% – 2% |
| Bajaj Finserv Health Care Equipment Loan | 11% – 14% (Reducing Per Annum) | 10.00 Lacs – 6.00 cr | 12 Months – 84 Months | 720 or above | 1% – 2% |
| Cholamandalam Health Care Equipment Loan | 12% – 16% (Reducing Per Annum) | 10.00 Lacs – 5.00 cr | 12 Months – 84 Months | 650 or above | 1.5% – 2% |
| Tata Capital Health Care Equipment Loan | 9% – 14% (Reducing Per Annum) | 10.00 Lacs – 25.00 cr | 12 Months – 84 Months | 650 or above | 0.5% – 2% |
| Ugro Capital Health Care Equipment Loan | 12% – 16% (Reducing Per Annum) | 10.00 Lacs – 5.00 cr | 12 Months – 60 Months | 650 or above | 1.5% – 2% |
| Clix Capital Health Care Equipment Loan | 11% – 16% (Reducing Per Annum) | 10.00 Lacs – 5.00 cr | 12 Months – 84 Months | 700 or above | 1% – 2% |
| Profetectus Capital Health Care Equipment Loan | 12% – 16% (Reducing Per Annum) | 10.00 Lacs – 3.00 cr | 12 Months – 84 Months | 700 or above | 1% – 2% |
The General Eligibility and Documentation Required for This Loan.
Eligibility:
- Physicians or Health Care Facilities
- Minimum business vintage between 2 and 3 years.
- Good credit score. (around 700+)
Documents Required:
- Proof of Identity: PAN card, Aadhaar card.
- Address Proof: any utility bill or rent agreement.
- Business Proof: Registration certificate, the business license.
- Bank Statements, Income Tax Returns, and Profit & Loss
How Referloan Can Help
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This is How ReferLoan can help!
- Comparing Loan Options: Helping you examine different mortgage-related goods to locate the best match.
- Application Assistance: Guiding you through the loan software system.
- Negotiation Support: Assisting in negotiating better terms with creditors.
- Documentation Help: Ensuring all required documents are in order.
Frequently Asked Questions
- What is a PET/CT Scan loan?
“A PET/CT gadget loan is a form of financing particularly designed to assist healthcare centers in purchasing PET/CT scanners. These are highly priced imaging devices utilized in diagnostic strategies. The loan can cover the expenses of buying, installing, and running the gadget.”
- Can the Loan Cover PET/CT Upgrade and Maintenance ?
Yes, a lot of PET/CT study loans are set up with funds for continuous technology improvements and renovations, ensuring that the apparatus is modern and fully operational for the duration of its useful life.
- What Happens if the System Turns out of date or needs to change earlier than the loan is paid off?
Certain lenders provide mortgage upgrade choices that let institutions swap out antiquated systems for more contemporary designs. You must discuss this with the lender before completing the loan contract.
- Can a loan be taken out for a used or refurbished PET/CT scanners?
Indeed, loans are available, frequently for less money, to purchase secondhand or reconditioned technology. But the terms and circumstances might also change, mostly depending on how old and how well the equipment is, as well as the lender’s policies.
These inquiries provide a thorough assessment for anyone considering taking out a loan to pay for a PET/CT scanner.