How to Manage Credit Card with Net Banking
With the growing preference for cashless transactions, credit cards have become the most sought-after payment solution. Not only does a credit card let you transact without cash, but also shop on borrowed funds, which can be easily repaid in convenient EMIs. More people are using credit cards to make purchases of products. So, to enhance the experience of using a credit card as well as to offer easy managerial access, credit card issuers are providing netbanking facilities when you apply for a credit card.
ON THIS PAGE: Netbanking Services by Top Banks | Netbanking Login for New Users | Netbanking Login for Existing Users | Login if Forgot Password | Services availed using Netbanking Services | Benefits of Netbanking | Credit Card Customer Care |
Top 7 Banks Offering Credit Card Net Banking Service
You can visit some of the below-mentioned popular banks for net banking services.
Banks | Net Banking URL |
Axis Bank Credit Card Net Banking | https://retail.axisbank.co.in/ |
SBI Credit Card Net Banking | https://www.sbicard.com/ |
Citibank Credit Card Net Banking | https://www.online.citibank.co.in/personal-banking/internet-banking |
HDFC Credit Card Net Banking | https://www.hdfcbank.com/personal/ways-to-bank/online-banking/credit-card-netbanking |
RBL Bank Credit Card Net Banking | https://www.rblbank.com/ |
ICICI Bank Credit Card Net Banking | https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page |
YES BANK Credit Card Net Banking | https://www.yesbank.in/digital-banking/online-banking |
Credit Card Net Banking Login for New Users
If you are a new user, follow the steps mentioned below:
Step 1: Visit the credit card net banking page on the website.
Step 2: Click on the credit card net banking sign-up option.
Step 3: Enter the details requested and accept the terms and conditions.
Step 4: Validate with the OTP sent to your registered mobile number.
Step 5: Click on ‘Continue’.
Step 6: Enter a strong IPIN and submit.
Once the registration process is complete, you can log in to your account using the credit card customer ID or your User ID, and your IPIN.
Credit card Login for Existing Users
If you are an existing user, follow the steps mentioned below:
Step 1: Visit the net banking page of your bank.
Step 2: Log in to the page by using your credentials.
Step 3: Select the card for which you want to make the payment.
Step 4: Select your mode of payment and click submit.
Step 5: You will be redirected to the payment gateway where you can complete the transaction.
How to Login to Your Net Banking Profile if you Forget the Password?
If you cannot access the net-banking service because you have forgotten your login password, you can click on the ‘Forgot Password’ option on the login page. This will allow you to generate a new password, which you can use to access your account. You would need to enter the Customer ID and your registered mobile number to initiate the request for a login password change. Once verified, you would be able to set the password for your credit card net banking account.
What Services can you Avail Using the Credit Card Net-banking Facility?
The credit card online net banking facility offers a range of services related to your credit card. Using the CC net banking portal, you can access information such as:
- Account information like the total credit limit, available credit limit, etc.
- Cash limit of the card
- Unbilled transactions
- Your past credit card statements
- Information related to your accumulated reward points
- Details about new offers
You can also avail of critical services using the bank’s net banking facility. These include:
- Block your credit card
- Set up an auto-pay facility
- Generate credit card PIN
- Pay your pending credit card bills
- Transfer money using IMPS, NEFT, or RTGS
- Increase your card’s transaction limit
- Redeem your reward points
- Apply for a credit card upgrade
What are the Benefits of Availing Credit Card Net Banking?
There are several benefits of using netbanking to manage your credit card well:
- It is extremely convenient and saves you from the trouble of physically visiting the bank to pay your credit card dues.
- Payments via netbanking happen instantly; as a result, you can avoid penalty charges levied on delayed payments.
- You can easily transfer funds via IMPS, RTGS, or NEFT, by adding the beneficiary details on your net banking portal.
- You are not charged any additional fees for making credit card payments through net banking, such as transaction fees or service fees, such as in the case of cash payment at the ATM.
- The credit card net banking service has several security measures in place which makes it ideal for accessing and managing your card.
Resolve Credit Card Login Queries by Calling the Customer Care
In case you come across any problem while using the credit card net banking portal or have any doubts, such as questions related to your credit card payment, offers, etc., you can contact the credit card customer care helpline. The customer helpline numbers are active 24×7 and help address queries and grievances.