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Best gift for mother on Mothers day

Mother’s Day is a special occasion that provides us with an opportunity to show our love and appreciation for the most important woman in our lives – our mothers. While many people may choose to celebrate this day by gifting their mothers with kitchenware or other practical items, it’s time to consider giving them something better – a credit card for shopping.

Look no further than a credit card that fits her lifestyle and spending habits. A credit card is not just a financial tool, but it also offers a range of benefits and rewards that can make your mother’s life more comfortable and convenient.

If you’re unsure about which credit card to choose, let Refer Loan help you find the perfect one for your mother. Check out these credit cards

SBI Prime Credit Card

This credit card allows her to earn reward points when she uses it for things like groceries, dining out, and shopping. Plus, these reward points can be redeemed for discounts or freebies, which can add up to big savings for her.

In addition, if your mom spends Rs. 3 lakh in a year, she won’t have to pay the annual fee of Rs. 2,999. That means you can enjoy all the benefits of the card without any extra costs.

Some of the benefits of this card include earning 20 reward points for every Rs. 100 spent on your birthday, 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movies, and 2 reward points for every Rs. 100 spent on all other expenses except for fuel spends.

She will also receive a welcome gift worth Rs. 3,000 from popular brands like Bata/Hush Puppies, Yatra.com, Pantaloons, and Shoppers Stop. Plus, she will get complimentary memberships to Trident Privilege Red Tier and Club Vistara Silver, and access to 4 international and 8 domestic lounges each year. If she book Vistara flights,you can earn 9 Club Vistara points for every Rs. 100 spent.

All in all, the SBI Card Prime is a thoughtful and practical gift for your mom. It allows her to earn rewards while she uses the card for everyday expenses and enjoys exclusive benefits and perks. So, show your mom some love this Mother’s Day by gifting her the SBI Card Prime.

Standard Chartered Platinum Rewards Credit Card

If you’re looking for a unique gift that she can use and benefit from, you may want to consider gifting her the Standard Chartered Platinum Rewards Credit Card.

This card is not just any ordinary credit card, it offers rewards and discounts on purchases such as dining, movies and even fuel. Every time your mom uses the card to make a purchase, she will earn reward points that she can later redeem for vouchers, gifts or even cashback. This means that she can treat herself to a nice meal or get something she has been wanting to buy without spending extra money.

The card also comes with a joining fee of only Rs. 250, which is an affordable cost for the many benefits it provides. In addition, if your mom spends enough money using the card, the annual fee of Rs. 250 can be waived off. This means that she can continue using the card without having to worry about paying extra fees.

Moreover, with the 5X reward points on fuel spends, your mom can save even more money every time she fills up her car. This is a unique benefit that is rare to find in most other credit cards, making it a great gift that can help your mom save money on her daily expenses.

Overall, gifting the Standard Chartered Platinum Rewards Credit Card to your mom on Mother’s Day is a thoughtful and useful gift that she can benefit from and enjoy throughout the year.

American Express Smart Earn Credit Card

The American Express SmartEarn™ Credit Card is a great choice for those who love to shop online and want to earn rewards on their purchases. If your mom is someone who frequently shops online, then gifting her this credit card could be a great way to show your love and appreciation on Mother’s Day.

With this credit card, your mom can earn rewards on popular online shopping websites like Amazon, Flipkart, and Uber. She can earn 10X Membership Rewards Points on every Rs. 50 spent on these websites, and 5X Membership Rewards Points on other popular websites like Paytm, Swiggy, BookMyShow, and Myntra.

In addition to these rewards, your mom can also enjoy other benefits like cashback, gift vouchers, and more. For example, she can get a welcome cashback of Rs. 500 on spending Rs. 10,000 in the first 90 days of getting the card, and vouchers worth Rs. 500 each on achieving certain spending milestones.

And if your mom needs to convert any of her purchases into EMIs, she can do so at a low interest rate of 14% p.a. with zero foreclosure charges. The card also offers a 0% convenience fee on fuel purchases less than Rs. 5,000 at HPCL petrol pumps.

By gifting your mom the American Express SmartEarn™ Credit Card, you can give her a way to earn rewards on her online purchases and enjoy various other benefits. It’s a thoughtful gift that she can use to treat herself and save money at the same time.

IDFC FIRST Select Credit Card

The IDFC FIRST Select Credit Card is a great gift idea for your mom on Mother’s Day. This credit card doesn’t have any joining or renewal fees and offers many rewards and benefits. If your mom loves to shop online, then this card is perfect for her because it has a superior rewards program, travel benefits, and year-round offers.

With this credit card, your mom can earn rewards by making purchases. For example, she can earn 10X reward points on incremental purchases greater than Rs. 25,000 per billing cycle, 10X reward points on her birthday expenses, 6X reward points on all online purchases and 3X reward points on all offline purchases. Your mom will also receive gift vouchers worth Rs. 500 when she spends Rs. 15,000 within 90 days of setting up the card and 5% cashback on her first EMI transaction within 90 days of card setup.

This credit card also comes with many exciting benefits like a buy 1 get 1 offer on movie tickets of up to Rs. 250 per ticket (twice per month), complimentary access to domestic airport lounges (4 per quarter), complimentary railway lounge access (4 per quarter), and a low foreign exchange mark-up fee of 1.99%.

So, gifting this credit card to your mom on Mother’s Day will not only make her happy but also be helpful for her, as she can earn rewards, get discounts, and enjoy other perks when she uses it.

HDFC Regalia Credit Card

The HDFC Regalia Credit Card is an excellent gifting option for your mother on Mother’s Day because it offers a range of benefits and rewards for spending in different categories such as travel, dining, and shopping.

One of the most significant advantages of the HDFC Regalia Credit Card is its rewards program. Your mother can earn four reward points for every Rs. 150 she spends on retail purchases, which can include insurance, rent, and education expenses. Every reward point is worth Rs. 0.50, and these points are valid for two years. This means that your mother can accumulate reward points over time and redeem them for a variety of options like flight tickets, hotel stays, and merchandise.

In addition to the rewards program, the HDFC Regalia Credit Card also provides several other benefits that can make your mother’s life more comfortable and convenient. For example, the card offers a low foreign currency markup fee of just 2%, which is excellent for mothers who love to travel internationally. It also provides a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000, which is great for mothers who drive frequently.

Moreover, your mother can also enjoy 12 complimentary visits to airport lounges per calendar year within India, at both domestic and international terminals. This is a valuable benefit for mothers who travel frequently and need a comfortable and relaxing space to rest while waiting for their flights. The HDFC Regalia Credit Card also includes a complimentary Priority Pass membership with six free lounge access visits in a calendar year, which can be used outside of India.

In conclusion, the HDFC Regalia Credit Card is an ideal gifting option for your mother on Mother’s Day because it offers a range of rewards and benefits that she can enjoy while spending on things she loves or needs. The rewards program, low foreign currency markup fee, fuel surcharge waiver, and complimentary airport lounge visits make this card an exceptional value and a thoughtful gift for your mother.

Why should you give a credit card as a gift to your mom on Mother’s Day?

There are a few reasons why a credit card for shopping is a great gift idea for Mother’s Day.

First and foremost, it allows your mother to choose what she wants and needs, rather than being limited to a particular item. With a credit card, she can buy things she might not have thought to purchase before, such as a new dress, a piece of jewelry, or a fancy handbag. It gives her the freedom to indulge in herself and to treat herself to something that she might not have had the chance to buy otherwise.

Secondly, a credit card for shopping also shows your mother that you trust her judgment and respect her independence. By giving her the ability to shop on her own terms, you’re recognizing her as a capable and intelligent adult who can make her own decisions. This is a powerful gesture that can strengthen the bond between you and your mother.

Lastly, a credit card for shopping can be a practical choice. With many stores now offering online shopping options, your mother can purchase items she needs from the comfort of her home without overthinking. This can be a thoughtful and considerate gift that shows you care about her happiness. In conclusion, while gifting kitchenware or other practical items to your mother is a good idea, a credit card for shopping is an even better one. It allows her the freedom to choose what she wants and needs, shows her that you trust and respect her judgement, and can be a practical and considerate choice. So, this Mother’s Day, consider giving your mother a credit card for shopping and let her know how much you love and appreciate her.

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