A personal loan might be an oxygen tank in situations of need in today’s ever-changing financial climate. A personal loan can offer the finances you need immediately, either for a life-threatening situation, a holiday of your dreams, or a home remodelling project.
Whatever your requirements are, it is secure to trust that Bajaj Finserv will meet them to the highest standard of its resources. By providing this financing facility at cheaper rates, simple tenures, little paperwork, and an absolute maximum loan sum, Bajaj Finserve’s sole goal is to address the demands of all of its valued customers worldwide.
| Personal Loan Highlights | |
| Interest Rate | 13.50% p.a. onwards |
| Loan Amount | Up to Rs 35 Lakhs |
| Tenure | Up to 7 years |
| Minimum Monthly Salary | Rs 27,000 |
| Processing Fee | 0.50% – 2% |
The Advantages and Features of a Bajaj Finserv Personal Loan
Customers of Bajaj Finserv have access to a variety of perks.
- Bajaj Finserv provides a personal loan of up to Rs 35 lakh.
- The company provides a loan without requiring a security deposit.
- A loan with very little to no documentation
- Bajaj Finserv will handle your loan application with just your identity verification, residence proof, and income proof. It also offers fast online loan application processing by partnering with fintechs like Refer Loan. If you apply through Refer Loan, you will definitely explore the seamless process.
- Instant acceptance and approval.
- If you match the qualifying requirements, your loan application can be approved in just a few hours.
- Bajaj Finserv provides a flexible tenure for personal loan repayment, which consumers can take advantage of.
- If anyone is already a customer, they will get special deals.
- If you are a pre-approved client of Bajaj Finserv, you might enjoy faster processing as well as a variety of advantages and additional benefits.
Take advantage of exclusive offerings at the time of festivals.
Eligibility Requirements for a Bajaj Finserv Personal Loan
For speedy loan approval and disbursement, you must meet the specific Bajaj Finserv Personal Loan standards:
- The CIBIL score must be 685 or higher.
- Should be an Indian citizen.
- Should be at least 25 years old and no older than 59 years old at the end of the loan’s term.
- You have to be a salaried employee.
- You should have an absolute minimum income of Rs. 27,000.
- Must work for a private, public, or multinational corporation.
Necessary Documents to apply for a Personal Loan
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 months’ Salary Slip
- Last 6 months’ Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
Based on the applicant’s particulars, Bajaj Finserv may ask for extra documents. The list above has been provided for reference.
How to apply for a Personal loan Online at Bajaj Finserv?
To get approved for an Bajaj Finserv personal loan, simply follow these steps:
- Visit the Official site of Bajaj Finserv
- By making use of the calculator, you may determine your Bajaj Finserv loan eligibility.
- If you meet the requirements, click the ‘Apply Now’ option.
- Fill out the form and attach required documents.
- When you submit the form, the loan will be granted within a couple of hours of being approved.
Otherwise you can reach to Bajaj Finserv in the following ways
Call 020 7157-6064 or send an SMS to 9773633633 (new customer) or 9227564444 ( existing customer) for customer service.
If you are looking for a seamless process where you have to not get confused in how to do or what to do, you simply apply through Refer Loan.
Check below how will you apply through Refer Loan
Visit https://referloan.in/personal-loans/bajaj-finserv
Once you’ve finished reviewing the details, charges, and necessary documentation for Bajaj Finserv personal loans, confirm eligibility.
2) You’ll be taken to the application page. Enter the basic information requested.
3) Select Eligible Offers to see Bajaj Finserv offers that are accessible to you based on what you’re eligible for.
4) Select Next.
5) An OTP will be sent to your mobile device. For authentication, input this OTP.
6) Send in your application.
Have fun with life to its maximum without thinking about monetary resources. A Bajaj Finserv personal loan might help you support your pursuit of happiness.
Conclusion
When asking for a personal loan, don’t be afraid to show off all of your valued revenue streams, whether they’re rental revenues, dividends to shareholders, or freelancing payments. You represent yourself as a fiscally affluent guy who has no difficulty repaying loans by exposing them freely to lenders. This increases the likelihood that lenders are going to offer you the most competitive interest rates.
Wait for exceptional occasions, when lenders frequently offer lower credit rates. If you’re a regular customer, you may receive pre-approved financial assistance during certain times.