Kotak Mahindra Bank is among many lenders offering various credit cards to their customers. We all know, Credit Cards are best for availing offers, deals, and discounts from various online merchants. Therefore, getting a Kotak Mahindra Credit Card can be ideal as their credit cards are best for online shopping and other needs. You can easily apply for a Kotak Mahindra Credit Card online from their website.
Your Kotak Bank credit card application can take a few days to process. However, if you want to check the progress of your credit card application, you can do so both online and offline. However, checking the application status online is much more feasible than doing it online. Therefore, continue reading to learn how to track the status of your Kotak credit card application. So, let’s get started.
Steps to check Kotak Mahindra Credit Card status online
If you frequently shop online, enjoy travelling, or need to watch the newest movie when it comes out, Kotak Mahindra Bank has the right credit card for you. Their cards allow you to collect rewardseach time you swipe them, which they say complements your purchasing habits.
You may check the status of your credit card application online if you’ve applied for a Kotak credit card and are unsure if your application has been granted or denied.
How to check credit card status online for existing customers?
Step 1: Visit the official website of Kotak Mahindra Bank website or click on the link below https://www.kotak.com/en/transaction-services/track-application.html.
Step 2: Select credit card from the drop down menu of “select a product”.
Step 3: Now enter your application number, Phone number and DOB, or form number from the identifier section, whichever is feasible for you. After selecting the option click on submit and you will be able to see your application status.
How to check credit card status online for new customers?
If you are a new customer and want to check the application status for Kotak Mahindra Credit Card, then do follow the steps below.
Step 1: From the track application page, click on write us option below.
Step 2: Now you can select any of these two options.
You can go with the “chat with us” option where the virtual assistant “Keya” will guide you through the whole process. You will easily get to know the application status of Kotak Mahindra Credit Card.
Understand terminologies related to Kotak Mahindra Credit Card application status
When you go to check your Kotak credit card application status, the page will display any of the below mentioned status. It is important for you to understand what that mean.
Kotak Credit Card Status | Meaning of Status |
No Records Found | The application/form number given is incorrect if the Kotak Mahindra credit card status check returns the result “No Records Found.” Verify the information once more and type the right application or form number. |
In Progress | This credit card application status means that Kotak Mahindra Bank is still reviewing your application form. |
Approved | If your Kotak credit card tracking status reads as ‘Approved’, it means that the bank has approved and accepted your request for a new credit card and the same will be shipped to you soon. |
Dispatched | This Kotak credit card application status means that your credit card has been dispatched to your preferred address. You can expect to receive a message with the details of your shipment along with the expected delivery date. |
On Hold | If the Kotak CC application status says ‘On-Hold’, it means that the bank requires some additional details to approve your application. In such a case, the bank representatives will reach out to you via call and/or message. |
Rejected | If the bank doesn’t see you as eligible for a credit card, your Kotak Mahindra Bank credit card status will view as ‘Rejected’. In such a case, you get in touch with the credit card customer care for additional details. |
Ways to improve the chances of getting a Kotak Mahindra Credit Card
You must make sure of a few things if you want to increase your chances of being approved for a Kotak Mahindra Bank credit card right away:
Your application must meet the requirements for the specific Kotak Mahindra Bank credit card you wish to apply for.
Your application for a Kotak Bank credit card must be submitted along with the appropriate documents and papers.
Try to keep a credit score of 750 or higher as it is essential for determining your reliability to be approved for a credit card.
Check your credit score frequently to make sure it is being maintained and to see if you can steadily raise it by paying bills on time, paying off debts that are past due, etc.
Make sure to have a fair credit history for improving the chances of credit card application approval.
FAQ's
You will need to wait 15 working days from the date of acceptance before receiving your new credit card. You will receive your replacement card 7 business days after requesting it or once it has been approved.
Once your card has been shipped, you will receive an SMS or email with the air waybill number. While it is being shipped, you can trace your credit card using this number.
The bank’s provided airway bill number can be used to trace mail using your credit card PIN. You can also create a Kotak Bank credit card PIN via the bank’s phone or internet banking services.
To obtain these details and follow your application or call the bank’s 24-hour customer care number.
Your credit card application may have been denied for a variety of reasons. It can be a very simple problem, like a blank application form, or it might be a more complicated problem. To learn precisely why your credit card application was denied, it is best to visit the bank.